horwich farrelly

Facebook posts reveal martial arts expert & Playboy model guilty of making false claims

September, 16, 2016

A couple’s own Facebook posts proved to be their downfall after the evidence was used to prove their personal injury claims were bogus.

Investigations by Horwich Farrelly, on behalf of Liberty Insurance, revealed Rafal Sikorski, 29, and Anna Radomska, 31, had taken part in intensive martial arts training just weeks after a suspected staged accident in London. The findings contradicted their accounts that they had suffered injuries lasting around seven months, and had needed extensive physiotherapy.

Sikorski, a personal trainer and martial artist, along with Playboy model, Radomska, were involved in a collision on 4 May 2015, after a Honda Jazz collided with their Mercedes at the Beckton Park roundabout, east London. A couple of weeks later Sikorski and Radomska went on to submit claims to the insurer of the Honda Jazz – Liberty Insurance. The claims for £6,700 and £6,500 respectively were for neck, knee, shoulder and back injuries, with recovery expected to take around seven months.

Liberty instructed Horwich Farrelly’s counter fraud team due to concerns that the collision was, in fact, staged. The firm’s specialist investigators went on to find multiple examples of evidence on Facebook and elsewhere on the internet that the pair had been fit and well within weeks of the incident.

Further investigations revealed both claimants had undergone intensive physical training in Phuket, Thailand in July 2015 with Sikorski going on to compete in an extreme martial arts contest in Manilla, Philippines. Despite his alleged injuries he went on to win gold and silver medals in categories open only to brown and black belts.

Facebook posts featuring Rafal Sikorski

Investigations revealed Sikorski had posted on Facebook about competing in a martial arts tournament whilst allegedly injured

His partner, Radomska, stated that she was unable to socialise or attend any gym classes following her injuries, and that her ability to exercise or wear high heels was affected. In addition to the photos of her training in Thailand, photographs she shared on Facebook were discovered showed her taking part in horse riding and wearing stilettos in the weeks and months after the incident.

The case was heard before District Judge Ryan at Wandsworth County Court on 4 August 2016.

At the trial, both claimants struggled under cross-examination insisting the photos obtained on social media had been taken before the accident and that, whilst they admitted they had travelled to Asia, it was only to take part in light training.

After considering the claimants’ accounts alongside the damning evidence gathered, the judge was not satisfied that the collision or the injuries were genuine. He stated that their vague accounts of the accident, inability to describe the other driver and their failure to call two friends who were supposedly at the scene as witnesses, as well as Sikorski referring to the wrong knee at one point in his oral evidence, showed clear inconsistencies in their accounts.

Both claims were found to be fundamentally dishonest with the claimants ordered to pay costs of £9,892.

Jared Mallinson, Fraud Partner at Horwich Farrelly, comments: “This is a great result for our insurer client, Liberty. Our intelligence team carried out some exceptional investigative work which was invaluable in presenting our case to the judge, with the result that these false claims were dismissed. The judge was unimpressed with the claimants’ inconsistencies in testimony, particularly regarding areas of injury and recovery times.

“Given the weight of evidence against the pair, the judge even made reference to the door being open for further action to be taken against the claimants. Would-be fraudsters should take this as a warning that the insurance industry will not stand for this type of illegal activity – fraudulent insurance claims are a crime, and will be treated as one. It is not a victimless way to get your hands on easy money.”

Facebook posts featuring Anna Radomska

Horwich Farrelly’s investigations also discovered social media posts which contradicted Radomska’s account of being unable to exercise or wear high heels

Andrew Buck, Head of Fraud at Liberty Insurance added “We are delighted with this judgment which demonstrates that faking an injury claim is a crime and will be dealt with accordingly.

“It is not a victimless crime as honest customers end up paying through their premiums, which is why Liberty remains determined to tackle all forms of insurance fraud. We will thoroughly investigate all aspects of policy and claims suspicions; and should you commit fraud it is increasingly likely that you will be caught and prosecuted. Insurance fraud is a serious issue for the industry; we will continue to invest in the prevention and detection of fraud to protect our genuine customers.”

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