horwich farrelly

Large & Complex Injury Group

A partner-led, client-focused approach to large and complex personal injury claims is employed which sets Horwich Farrelly apart from other firms

insurance

THE large and complex injury SPECIALISTS

 

Partner-led, with appropriate delegation to our highly skilled and commercially-minded solicitors and claims handlers, we provide a unique service at the right price. The skill and experience of our lawyers ensures control and the sustainability of our low inflation model.

With an overall caseload consistently valued in excess of £1bn our Large and Complex Injury Group (LACIG) is now the largest and most experienced defence team in the UK market.

We embarked on a five-year strategy in 2010 to grow our LACIG team in response to identified future client and market needs. During that time, beginning with the opening of our Liverpool Office and culminating in the recruitment of our London team, we established the leading large and catastrophic injury defence capability. We have continued to build this team with a number of significant hires, including highly experienced individuals well known in the market.

We currently have 17 LACIG partners, all contributing to the development of our claims philosophy drawing together hundreds of years of shared experience in leading the market.

Our LACIG partners are all recognised leaders in the high value and complex personal injury claims area, and include acknowledged experts on:

  • Fatal accidents
  • Spinal cord and traumatic brain injuries
  • Complex multiple injury cases
  • Burgeoning claims involving abuse, chronic pain and conversion disorder issues
  • Niche sectors such as secure environments, health and social care, transportation and accidents abroad
  • Policy coverage and indemnity issues

A dedicated service from pre- to post-litigation

We handle claims from pre-litigation, through litigation, to settlement including the negotiation of often complex Periodical Payment Orders (PPO) where necessary.  The Group has an in depth knowledge of all issues arising from large and complex injury claims including those involving infants and patients.

  • Several of our sub-teams deal only with catastrophic and fatal accident cases
  • We actively promote alternative dispute resolution and the Group contains several trained mediators;
  • Members of the group are skilled in dealing with cases involving actual and possible criminal prosecutions, inquests, fatal accident inquiries and HSE investigations.

LL Emphasis point

Our aims are to foster an open and frank exchange of views.

Minimising indemnity spend and accurate reserving throughout the claims lifecycle are key priorities.

A focus on early claims resolution and avoiding litigation

We employ a partner-led client focused approach, which sets us apart from other firms. The individual instructed retains full day-to-day control of a claim.  They take all strategic and tactical decisions and deal personally at all key stages with both the clients and the claimant – they do not sign-off the work of others.

Appropriate delegation is of course still a part of the service we provide in order to contain costs, but this is carefully balanced against the need for technical input. In our experience, by having a structure that does not “force” inappropriate delegation we can achieve more effective settlements (based on total indemnity spend).

Our approach in this area balances commercial and ethical imperatives and is sensitive to brand and reputational risk. Early proactive engagement with claimants, targeted rehabilitation and a careful choice of experts are all employed to drive early settlement – our aim is to dictate the pace of a claim, not simply react to the other party’s agenda.

To contain costs we are strong exponents of both joint settlement meetings and alternative dispute resolution – but will not shy away from litigation where strategically or tactically merited.  We also have longstanding associations with leading experts and counsel to ensure a prompt, efficient and cost effective access to their services.

Our market leading Costs team are an integral part of the process for all large value claims, assisting to minimise clients’ potential costs liabilities whilst robustly challenging claimants’ costs budgets and bills.

 

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