Specialty & Complex Risk Insurance

Helping specialist insurers, reinsurers, MGAs, brokers, P&I Clubs, Lloyds syndicates, captives, risk carriers and other intermediaries to resolve complex claims across international and UK markets.

HF is proud to be a trusted legal partner to the London Market, a global centre for specialty and complex risk. Our experienced team is made up of legal, claims, and operational professionals who have spent their careers immersed in this unique market. We work in close partnership with insurers, reinsurers, MGAs, brokers, P&I Clubs, Lloyd’s syndicates, Captives, Risk Carriers and other intermediaries to provide tailored legal, claims, and advisory support across all classes of business.

Our deep market insight, commercial awareness and tenacity mean we are trusted to advise on some of the most high profile, sensitive and technically complex matters. We focus on delivering practical and innovative solutions that support our clients’ commercial aims, whether in the UK or across international jurisdictions.

London Market Services

International casualty
Product liability/recall
General liability
Professional indemnity and financial lines
Management liability
Property including subrogated recoveries
Construction
Aviation & Marine
Cyber and data
Warranty and indemnity
Employers’ and public liability
Personal accident
Motor and transportation
Travel
Reinsurance
Treaty and facultative disputes
Commutations
Run-off and legacy issues
Regulatory crime
Regulation
TPA

Advisory

Regulation and compliance
Policy drafting and interpretation
Wordings and product development
Risk assessment and market positioning support
Employment
Commercial disputes and restructuring advice
Cyber risk management

Sector Expertise

We provide dedicated legal and claims support across key industry sectors:

Acting for insurers, P&I Clubs and shipping operators across cargo, hull, ports and liability issues.

Deep expertise in aviation claims and wordings, from general aviation to aerospace, through a London Market lens.

Supporting energy insurers and reinsurers on exploration, production and distribution risks, including environmental and construction-related issues.

Advising on major construction and infrastructure projects, including delay, defects, property damage and PI claims.

Providing legal support across major sports events, teams, venues and leisure risks, from personal accident to contingency claims.

Advising on cyber liability, data breaches, ransomware, and evolving technology risks, with dedicated expertise following key new hires.

Advising on risks across the retail supply chain and haulage sector, including property, goods in transit, liability and logistics-related claims.

Professional Indemnity advising both construction and non-construction Professionals – accountants, surveyors, lawyers, brokers, architects engineers and miscellaneous professionals. We also advise on D&O and Management Liabilities.

Contact us

Contact us

HF’s Specialty & Complex team is at the forefront of legal innovation, combining deep legal knowledge with advanced dispute resolution and claims handling including cutting edge technology and AI enabled support. From technical coverage advice and litigation strategy to cross-border claims and emerging risks, we work as a seamless extension of your team, providing value, clarity and results in a complex and fast-changing insurance landscape.

 For more information, please contact our Head of Specialty & Complex Risk Insurance – Jennette Newman.